Welcome to https://trustedinfohub.com (“Company,” “we,” “us,” “our”). These terms and conditions govern your use of our website at https://trustedinfohub.com and any related products and services (collectively referred to as the “Services”). By accessing and using the Services, you are entering into a legally binding agreement with us. Please read and understand these terms and conditions. If you, either individually or on behalf of an entity, (“you”) do not agree to all of these terms, you are expressly prohibited from using the Services and must immediately cease using them.

Additional terms and documents may be incorporated into this agreement as supplemental terms or conditions, which may be posted on the Services from time to time. We reserve the right, at our sole discretion, to make changes or modifications to these terms and conditions. Any changes will be reflected in the “Last updated” date, and you waive any right to receive specific notice of each change. It is your responsibility to periodically review these terms to stay informed. Your continued use of the Services after the posting of revised terms constitutes your acceptance of those changes.

The Services are intended for users who are at least 18 years old. Individuals under the age of 18 are not permitted to use or register for the Services.

We recommend that you keep a copy of these terms and conditions for your records.

1. OUR SERVICES

The information provided through the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation, or which would subject us to any registration requirement within that jurisdiction or country. Users accessing the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent they are applicable.

The Services are not tailored to comply with industry-specific regulations (e.g., Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA)), so if your interactions would be subject to such laws, you may not use the Services. You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA).

2. INTELLECTUAL PROPERTY RIGHTS

Our Intellectual Property: 

We are the owner or the licensee of all intellectual property rights in our Services, including source code, databases, software, website designs, audio, video, text, photographs, and graphics within the Services (referred to as the “Content”), as well as the trademarks, service marks, and logos contained therein (referred to as the “Marks”). Our Content and Marks are protected by copyright and trademark laws, as well as various other intellectual property rights and unfair competition laws, in the United States and around the world. The Content and Marks are provided within the Services “AS IS” for your personal, non-commercial use or internal business purposes only.

Your Use of our Services:

Subject to your compliance with these Legal Terms, including the Prohibited Activities section below, we grant you a non-exclusive, non-transferable, revocable license to: access the Services and download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purposes.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services, Content, or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

If you wish to use the Services, Content, or Marks beyond what is outlined in this section or elsewhere in our Legal Terms, please contact us at contact@trustedinfohub.com. If we ever grant you permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible when posting, reproducing, or displaying our Content.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms, and your right to use our Services will terminate immediately.

Your Submissions and Contributions:

Please review this section and the Prohibited Activities section carefully before using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services.

Submissions: 

By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services (“Submissions”), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

Contributions: 

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality through which you may create, submit, post, display, transmit, publish, distribute, or broadcast content and materials to us or through the Services, including but not limited to text, writings, video, audio, photographs, music, graphics, comments, reviews, rating suggestions, personal information, or other material (“Contributions”). Any Submission that is publicly posted shall also be treated as a Contribution. You understand that Contributions may be viewable by other users of the Services and possibly through third-party websites.

When you post Contributions, you grant us a license (including the use of your name, trademarks, and logos). By posting any Contributions, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to use, copy, reproduce, distribute, sell, resell, publish, broadcast, retitle, store, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part), and exploit your Contributions (including, without limitation, your image, name, and voice) for any purpose, whether commercial, advertising, or otherwise, to prepare derivative works of, or incorporate into other works, your Contributions, and to sublicense the licenses granted in this section. Our use and distribution may occur in any media format and through any media channel.

This license includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide.

You are responsible for what you post or upload. By sending us Submissions and/or posting Contributions through any part of the Services or making Contributions accessible through the Services by linking your account through the Services to any of your social networking accounts, you:

– Confirm that you have read and agree with our Prohibited Activities and will not post, send, publish, upload, or transmit through the Services any Submission nor post any Contribution that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading.

– To the extent permissible by applicable law, waive any and all moral rights to any such Submission and/or Contribution.

– Warrant that any such Submission and/or Contributions are original to you or that you have the necessary rights and licenses to submit such Submissions

3. User Representations

When using the Services, you represent and warrant that:

– All registration information you submit is true, accurate, current, and complete.

– You will maintain the accuracy of such information and promptly update it as necessary.

– You have the legal capacity and agree to comply with these Legal Terms.

– You are not a minor in your jurisdiction.

– You will not access the Services through automated or non-human means (e.g., bots or scripts).

– You will not use the Services for any illegal or unauthorized purpose.

–  Your use of the Services will not violate any applicable law or regulation.

Providing untrue, inaccurate, outdated, or incomplete information gives us the right to suspend or terminate your account and refuse any and all current or future use of the Services.

4. User Registration

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username if we determine, in our sole discretion, that it is inappropriate, obscene, or otherwise objectionable.

5. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

– Systematically retrieve data or other content from the Services to create or compile a collection, compilation, database, or directory without our written permission.

– Trick, defraud, or mislead us or other users, especially in any attempt to obtain sensitive account information such as user passwords.

– Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.

– Disparage, tarnish, or otherwise harm us and/or the Services in our opinion.

– Use any information obtained from the Services to harass, abuse, or harm another person.

– Make improper use of our support services or submit false reports of abuse or misconduct.

– Use the Services in a manner inconsistent with any applicable laws or regulations.

– Engage in unauthorized framing of or linking to the Services.

– Upload or transmit viruses, Trojan horses, or other material that interferes with any party’s uninterrupted use of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.

– Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.

– Delete the copyright or other proprietary rights notice from any Content.

– Attempt to impersonate another user or use the username of another user.

– Upload or transmit any material that acts as a passive or active information collection or transmission mechanism (e.g., “spyware” or “passive collection mechanisms”).

– Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.

– Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.

– Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.

– Copy or adapt the Services’ software.

– Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.

– Use, launch, develop, or distribute any automated system, including spiders, robots, cheat utilities, scrapers, or offline readers that accesses the Services, or use or launch any unauthorized script or other software.

– Use a buying agent or purchasing agent to make purchases on the Services.

– Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users for the purpose of sending unsolicited email or creating user accounts by automated means or under false pretenses.

– Use the Services for any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.

 

6. User Generated Contributions

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, allowing you to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials on the Services (referred to as “Contributions”). Contributions may be viewable by other users of the Services and through third-party websites. Therefore, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you represent and warrant that:

– The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights of any third party, including copyright, patent, trademark, trade secret, or moral rights.

– You are the creator and owner of, or have the necessary licenses, rights, consents, releases, and permissions to use and authorize us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms.

– You have the written consent, release, and/or permission of each identifiable individual person in your Contributions to use their name or likeness to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms.

7. Contribution License

When you post your Contributions on the Services, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions. This includes, without limitation, your image and voice, for any purpose, whether commercial, advertising, or otherwise. We also have the right to prepare derivative works based on your Contributions and to grant and authorize sublicenses for the same. This license covers any form, media, or technology now known or hereafter developed. It also includes our use of your name, company name, franchise name, and any trademarks, service marks, trade names, logos, and personal and commercial images you provide.

You waive all moral rights in your Contributions, and you warrant that no moral rights have otherwise been asserted in your Contributions.

We do not claim ownership of your Contributions. You retain full ownership of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not responsible for any statements or representations in your Contributions and you agree to exempt us from any responsibility and refrain from taking legal action against us regarding your Contributions.

We have the right, at our sole and absolute discretion, to (1) edit, redact, or otherwise modify any Contributions; (2) re-categorize any Contributions to place them in more appropriate locations on the Services; and (3) pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.

8. Third-Party Websites and Content

The Services may contain links to other websites (“Third-Party Websites”) and Third-Party Content that originates from third parties. These Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us. We are not responsible for any Third-Party Websites accessed through the Services or any Third-Party Content posted on, available through, or installed from the Services. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply our approval or endorsement. If you decide to leave the Services and access Third-Party Websites or use Third-Party Content, you do so at your own risk, and these Legal Terms no longer apply. You should review the terms, policies, including privacy practices, of any external websites or applications. Any purchases made through Third-Party Websites are solely between you and the third party, and we bear no responsibility. You agree that we do not endorse the products or services offered on Third-Party Websites and that we are not liable for any harm caused by your purchases or any losses or harm resulting from Third-Party Content or contact with Third-Party Websites.

9. Advertisers

We allow advertisers to display their advertisements and other information in specific areas of the Services, such as sidebar or banner advertisements. Our role is limited to providing space for these advertisements, and we have no other relationship with advertisers.

10. Services Management

We reserve the right, but are not obligated, to:

–  Monitor the Services for violations of these Legal Terms.

– Take legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including reporting such users to law enforcement authorities.

–  Refuse, restrict access to, limit the availability of, or disable, to the extent technologically feasible, any of your Contributions or any part thereof.

–  Remove from the Services or disable, at our sole discretion and without limitation, all files and content that are excessive in size or burdensome to our systems.

–  Manage the Services in a manner designed to protect our rights and property and to facilitate their proper functioning.

11. Privacy Policy

We are committed to data privacy and security. Please take the time to review our Privacy Policy by visiting this link: [Privacy Policy](https://trustedinfohub.com/privacy). When you use our Services, you are agreeing to be bound by our Privacy Policy, which is considered a part of these Legal Terms. It’s important to note that our Services are hosted in the United States. If you access our Services from a region of the world with different laws or requirements governing personal data collection, use, or disclosure than those in the United States, you are transferring your data to the United States by continuing to use our Services, and you expressly consent to having your data transferred and processed in the United States.

12. Copyright Infringements

We respect the intellectual property rights of others. If you believe that any material available on or through our Services infringes upon any copyright you own or control, please promptly notify us using the contact information provided below (“Notification”). A copy of your Notification will be sent to the person who posted or stored the material in question. It’s important to be aware that under applicable law, you may be held liable for damages if you make material misrepresentations in a Notification. Therefore, if you’re uncertain whether material on our Services infringes your copyright, it’s advisable to first consult with an attorney.

13. Term and Termination

These Legal Terms will remain in full effect while you use our Services. Without limiting any other provision of these Legal Terms, we retain the right to, at our sole discretion, without notice or liability, deny access to and use of the Services, including blocking certain IP addresses, to any person for any reason or for no reason. This includes, but is not limited to, breaches of any representation, warranty, or covenant contained in these Legal Terms or any applicable law or regulation. We may terminate your use of the Services, your participation, or delete your account and any content or information you posted at any time, without warning, in our sole discretion.

If your account is terminated or suspended for any reason, you are prohibited from registering and creating a new account under your name, a fictitious or borrowed name, or the name of any third party, even if you may be acting on behalf of that third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including but not limited to pursuing civil, criminal, and injunctive remedies.

14. Modifications and Interruptions

We retain the right to change, modify, or remove the contents of our Services at any time or for any reason, at our sole discretion, without notice. However, we are under no obligation to update any information on our Services. You understand and agree that we will not be liable to you or any third party for any modification, price change, suspension, or discontinuation of the Services.

We cannot guarantee that the Services will be available at all times. There may be instances where we experience hardware, software, or other issues, or need to perform maintenance related to the Services, which may result in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You acknowledge and agree that we have no liability for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. These Legal Terms do not obligate us to maintain or support the Services, or to provide any corrections, updates, or releases in connection with them.

15. Governing Law

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of California, which are applicable to agreements made and entirely performed within the State of California, without regard to its conflict of law principles.

16. Dispute Resolution

Informal Negotiations:
To expedite resolution and control the cost of any dispute related to these Legal Terms (each a “Dispute”), both you and we agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. These informal negotiations begin upon written notice from one Party to the other.

Binding Arbitration:
If the Parties are unable to resolve a Dispute through informal negotiations (except those Disputes expressly excluded below), it will be finally and exclusively resolved by binding arbitration. You understand that without this provision, you would have the right to sue in court and have a jury trial. The arbitration will be conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), available at the American Arbitration Association website. The location of arbitration will be in the United States, California.

If, for any reason, a Dispute proceeds in court rather than arbitration, it shall be commenced or prosecuted in the state and federal courts located in the United States, California. The Parties agree to submit to the personal jurisdiction of those courts. Any Dispute related to the Services must be brought within one (1) year after the cause of action arose.

Restrictions:
The Parties agree that any arbitration will be limited to the Dispute between the Parties individually. No arbitration will be joined with any other proceeding, and there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures. Additionally, there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions to Informal Negotiations and Arbitration:
The following Disputes are not subject to the informal negotiations and binding arbitration provisions: (a) Disputes related to the enforcement, protection, or validity of intellectual property rights; (b) Disputes arising from allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) claims for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion, and it will be decided by a court of competent jurisdiction within the courts listed for jurisdiction above.

Please note that it is essential to consult the full text of these Legal Terms for a comprehensive understanding of the information they contain.  

 

17. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

18. Disclaimer

The Services are provided on an “as-is” and “as-available” basis. You agree that your use of the Services will be at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the Services and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranties or representations about the accuracy or completeness of the Services’ content or the content of any websites or mobile applications linked to the Services, and we will assume no liability or responsibility for any:

– Errors, mistakes, or inaccuracies of content and materials.

– Personal injury or property damage of any nature resulting from your access to and use of the Services.

– Any unauthorized access to or use of our secure servers and/or any personal information and/or financial information stored therein.

– Any interruption or cessation of transmission to or from the Services.

– Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Services by any third party.

– Any errors or omissions in any content and materials or any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the Services.

We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Services, any hyperlinked website, or any website or mobile application featured in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

19. Limitations of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Services, even if we have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action will at all times be limited to the lesser of the amount paid, if any, by you to us or $100.00 USD. Certain U.S. state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

 

20. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of:

– Your Contributions.

– Use of the Services.

– Breach of these Legal Terms.

– Any breach of your representations and warranties set forth in these Legal Terms.

– Your violation of the rights of a third party, including but not limited to intellectual property rights.

– Any overt harmful act toward any other user of the Services with whom you connected via the Services.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding that is subject to this indemnification upon becoming aware of it.

21. User Data

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. While we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of such data, and you hereby waive any right of action against us arising from any loss or corruption of such data.

22. Electronic Communications, Transactions, and Signatures

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. You hereby agree to the use of electronic signatures, contracts, orders, and other records, as well as electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the Services. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that require an original signature or the delivery or retention of non-electronic records, or that pertain to payments or the granting of credits by any means other than electronic means.

23. California Users and Residents

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

24. Miscellaneous

These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms.

 

25. Contact Us

To resolve a complaint regarding the Services or to receive further information about using the Services, please contact us at contact@trustedinfohub.com.